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Mechanical Repair Coverage

From Roadside to Repair, you are fully covered.


Use our easy Garage Locator for access to over 500 MechInsure Approved Mechanical Repair Garages.

Mechanical Repair Coverage from MechInsure helps you move your way up in life; allows you to move forward. You shouldn’t let your vehicle hold you back from achieving your dreams.

If your vehicle suffers a major mechanical breakdown or electrical failure, you’ll be back on the road to greatness in no time with our MRC Plan. Our MRC Plan also offers Vehicle Rental in the event that your Vehicle breaks down or if you have service inconveniences that’s taking longer to fix.

Roadside Assistance

Roadside assistance provides you and your car with protection in the event of an unexpected breakdown.

As long as people are travelling by road, there will always be a need for roadside assistance. Roadside assistance provides you and your car with protection in the event of an unexpected breakdown.

MechInsure’s ‘on-the-road breakdown coverage’ is a service that assists motorists, whose vehicles have suffered a mechanical failure. Providing them with the most comprehensive on-the-road services and benefits of any provider in Nigeria.

Some repairs do not require getting to the Garage before they can be fixed. This is the benefit of MechInsure Mobile Mechanics.

We offer speedy roadside minor mechanical fixes to your Vehicle from Battery Jumstarting/Replacement to Terminal or other minor Mechanical issues as maybe covered by your plan.

Ensuring all our members with benefits that include towing, roadside rescue, roadside security, and low-cost insurance.

Auto Auction

Is your Car giving you so much trouble?

With the Auto Auction Feature of MechInsure, you can trade in your old Car to get a newer one.

Alongside our Car Dealership Partners, we offer you the best options to Auction your Cars.


FixAm allows non subscribers of MechInsure access emergency Mechanical Services for their Cars and pay back over a period of 3-6 months. Access up to N100,000 Credit in advance to cover minor repairs on your Vehicle.

This feature caters to Car owners with fixed or verifiable means of income.

Contact our Customer Support Unit to assist you with enrolling for FixAm.

Insurance Lite

Lite Insurance Cover is simple, affordable car insurance with low excesses. It allows you to personalise your cover. Lite Insurance Cover pays out in cash, so you can use the repairer you trust to fix the damage.

What makes Lite Cover really special;
You will always know exactly how much we pay for theft or write-off

We tell you what the value is that we are covering for your car every year, and that value will stay the same until the next year. This means you will always know exactly how much we cover if your car is stolen or written off, so there are no nasty surprises along the way.